Asset Depletion Loans are commonly used by borrowers with substantial liquid assets whose income may not fully reflect their financial capacity.
This structure allows certain assets to be considered as part of the qualification approach, subject to individual lender guidelines.
● High-net-worth individuals
● Borrowers with significant liquid assets
This structure is often considered when borrowers prefer assets to play a larger role in qualification, particularly when traditional income does not reflect overall financial strength.
If you are evaluating whether an asset depletion structure aligns with your financial goals, a private review is the appropriate starting point.
